{"id":14326,"date":"2017-08-21T11:30:34","date_gmt":"2017-08-21T09:30:34","guid":{"rendered":"http:\/\/www.intelligentcio.com\/africa\/?p=14326"},"modified":"2017-08-21T11:30:34","modified_gmt":"2017-08-21T09:30:34","slug":"youtap-launches-mobile-money-qr-code-solution-and-apps-for-smartphones-in-africa","status":"publish","type":"post","link":"https:\/\/www.intelligentcio.com\/africa\/2017\/08\/21\/youtap-launches-mobile-money-qr-code-solution-and-apps-for-smartphones-in-africa\/","title":{"rendered":"Youtap launches mobile money QR code solution and apps for smartphones in Africa"},"content":{"rendered":"<p>Youtap, a global provider of contactless mobile payments and financial services software, has launched a QR code solution and smartphone apps for mobile money services in Africa and Asia.<\/p>\n<p>Youtap\u2019s solution enables customer-initiated or merchant-initiated QR code payments for smartphones and smart point-of-sale devices. The solution conforms to the BharatQR industry standard developed by Bharat, Mastercard and Visa. Youtap\u2019s apps can be white-labelled and branded with the logo and colours of the mobile money service.<\/p>\n<p>The new solution gives any merchant or small business owner with a smartphone the potential to download Youtap\u2019s Merchant App, self-register, and start accepting mobile money payments. Likewise, any subscriber with a smartphone can download the Youtap Pay App and start making payments. Merchants who do not own a smartphone could be provided a printed QR code to accept mobile money.<\/p>\n<p>Youtap\u2019s QR code solution enables a full range of mobile money transactions, including cash-in and cash-out transactions, airtime top-ups, bill payments and in-store payments.<\/p>\n<p>QR codes can also be used to give back change when a customer uses cash.<\/p>\n<p>Smartphone penetration across the emerging markets is increasing significantly. Recently MTN Group published statistics on the growth of smartphones across its operating companies, including South Africa (15%), Nigeria (36%), Ghana (64%) and C\u00f4te d\u2019Ivoire (100%). According to the GSMA, an association that represents the interests of mobile operators worldwide, smartphone adoption is expected to reach 50% by the end of 2018.    \t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Youtap, a global provider of contactless mobile payments and financial services software, has launched a QR code solution and smartphone apps for mobile money services in Africa and Asia. Youtap\u2019s solution enables customer-initiated or merchant-initiated QR code payments for smartphones and smart point-of-sale devices. The solution conforms to the BharatQR industry standard developed by Bharat, [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":14327,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[103,399,19],"tags":[385,977,921,1922,1332,168,1753],"class_list":["post-14326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mobile","category-more-news","category-regional-news","tag-africa","tag-digital-payment","tag-mobile-money","tag-pos-device","tag-qr-code","tag-smartphone","tag-youtap"],"acf":[],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/posts\/14326","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/comments?post=14326"}],"version-history":[{"count":0,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/posts\/14326\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/media\/14327"}],"wp:attachment":[{"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/media?parent=14326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/categories?post=14326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.intelligentcio.com\/africa\/wp-json\/wp\/v2\/tags?post=14326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}