Brazilian AI wealth management start-up Decade has emerged from stealth after raising US$85 million in what it described as the largest seed round secured by a Latin American start-up.<\/p>\n\n\n\n
The round was backed by Greenoaks, Benchmark and Diffusion, giving Decade substantial funding to develop an AI-native wealth advisory service aimed initially at Brazil.<\/p>\n\n\n\n
Founded by former Nubank Chief Technology Officer Vitor Olivier and Hyperplane founder Felipe Meneses, Decade plans to combine artificial intelligence with human financial advisers. The company said its technology would analyse customers\u2019 financial circumstances, spending and investments to provide personalised guidance.<\/p>\n\n\n\n
Olivier was an early Nubank engineer before becoming CTO as the digital bank expanded across Latin America. Meneses founded financial services AI specialist Hyperplane, which Nubank acquired, bringing the two executives together to work on major AI initiatives.<\/p>\n\n\n\n
Decade said Brazil\u2019s financial infrastructure provided fertile ground for its model, citing the rapid adoption of Pix and Open Finance. However, it argued that many consumers still struggled to turn access to financial products and information into effective long-term investment decisions.<\/p>\n\n\n\n
Each Decade client will be paired with a senior human adviser and a proprietary AI model designed to understand their financial context and retain previous conversations. The system will continuously monitor spending and investment portfolios while supporting advisers with market analysis and financial modelling.<\/p>\n\n\n\n
Olivier said managing personal finances had effectively become a \u201csecond job\u201d, while Meneses argued AI could reduce information asymmetry in financial services and make sophisticated wealth management available to a much broader audience.<\/p>\n","protected":false},"excerpt":{"rendered":"
Brazilian AI wealth management start-up Decade has emerged from stealth after raising US$85 million in what it described as the largest seed round secured by a Latin American start-up. The round was backed by Greenoaks, Benchmark and Diffusion, giving Decade substantial funding to develop an AI-native wealth advisory service aimed initially at Brazil. Founded by […]<\/p>\n","protected":false},"author":58,"featured_media":19896,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4674,71,51,3],"tags":[8425,8418,112,8049,7008,8422,8421,8423,8051,8420,5922,4167,4353,8419,8424],"class_list":["post-19895","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ai","category-banking-finance","category-brazil","category-top-stories","tag-ai-financial-services","tag-ai-wealth-management","tag-artificial-intelligence","tag-benchmark","tag-brazil-fintech","tag-decade","tag-felipe-meneses","tag-fintech-funding","tag-greenoaks","tag-hyperplane","tag-latin-america-fintech","tag-nubank","tag-venture-capital","tag-vitor-olivier","tag-wealth-technology"],"acf":[],"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/posts\/19895","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/users\/58"}],"replies":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/comments?post=19895"}],"version-history":[{"count":1,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/posts\/19895\/revisions"}],"predecessor-version":[{"id":19897,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/posts\/19895\/revisions\/19897"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/media\/19896"}],"wp:attachment":[{"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/media?parent=19895"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/categories?post=19895"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.intelligentcio.com\/latam\/wp-json\/wp\/v2\/tags?post=19895"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}